Benefits

New employees are eligible for benefit coverage the first of the month following 30 days of employment.

Life Insurance Policy

  • $20,000 policy will reduce 35% on employees attainment of age 65, an additional 25% of the original amount at age 70, an additional 10% of the original amount at age 75, an additional 10% of the original amount at age 80, an additional 5% of the original amount at age 85. an additional 5% of the original amount at age 90. Benefits terminate at age 90. Benefits will terminate upon retirement.
  • 100% of monthly premium cost paid for by CHS.

Major Medical Insurance*

  • Annual Deductible – $1000 per calendar year, PPO Provider or $3000 per calendar year, Non PPO Provider (Extra $1000 not additional)
  • Two Provider Networks Preferred Health Professionals  and Healthlink.
  • Co-Pay after deductible  is 80/20 with PPO Provider,
  • Co-Pay after deductible is 60/40 with NON PPO Provider.
  • Office visit Co-Pay is $25.00.
  • 2 Office Visit Co-Pays reimbursed by the Center for Human Services.
  • Wellness Benefit – 100% covered with a PPO Provider.
  • 1 Wellness Office Visit Co-Pay reimbursed by the Center for Human Services.
  • Outlook Vision Services (discount vision program)

Full-time Employees  = 40 hours per payweek

Employee Monthly Premium Paycheck Deduction Amount
Employee $72.72 Employee $36.38
Employee/spouse $415.40 Employee/Spouse $207.70
Employee/Children $471.08 Employee/Children $235.54
Family $1260.08 Family $630.03


Part Time III Employees = 30-39 hours per payweek

Employee Monthly Premium Paycheck Deduction Amount
Employee $232.72 Employee $118.36
Employee/Spouse $519.00 Employee/Spouse $259.50
Employee/Children $572.28 Employee/Children $286.14
Family $1325.92 Family $662.96

*We reserve the right to change this plan at any time

Dental Insurance

  • Two Plan Options Available
  • Freedom Basic Plan – provides Coverage for some of the more common dental procedures.
  • Freedom Advanced Plan – provides valuable protection and provides increased benefits over the basic plan.
  • DHA Provider Network – with freedom to choose any dentist, including specialists.
  • $1000 max per person per year.
  • $50 deductible per person, per benefit year.
  • Individual Monthly Premium Cost for Basic plan is $13.07.
  • Individual Monthly Premium Cost per Advanced plan is $21.44.
  • VSP Vision Discount Services comes with either plan – no additional charge.

Supplemental Insurance and Other Benefit Options

  • GAP BENEFIT PLAN
  • AFLAC
  • BOTHWELL EMPLOYEE CREDIT UNION
  • ID THEFT & PRE-PAID LEGAL
  • 125K CAFETERIA PLAN – FLEXIBLE BENEFIT PLAN

Gap Plan Monthly Premiums

Under 55 Ages 55 – 59 Ages 60 & Over
Employee   $20 $30 $46
Employee/Spouse   $37 $54 $83
Employee/Children   $32 $42 $58
Family   $49 $66 $95