Benefits

New employees are eligible for benefit coverage the first of the month following 30 days of employment.

• $15,000 policy for eligible employees under age 65, $9750 for eligible employees 65-69, $6337.50 for eligible employees 70-74. (Coverage continues to reduce 35% each additional five years)
• 100% of monthly premium cost paid for by CHS.

• Annual Deductible – $1000 per calendar year, PPO Provider or $3000 per calendar year, Non PPO Provider (Extra $1000 not additional)
• Co-Pay after deductible – PPO Provider, 80% of the next $10,000, Non PPO Provider, 60% of the next $10,000
• Office visit Co-Pay for PPO Provider $25 All other services 80%.
  CHS will reimburse the first 2 Office Visit Co-Pays/Person(s) covered on plan per plan year.
• Non-PPO Office Visit subject to deductibles & co-insurance.
• Inpatient Co-Pay for Non PPO Hospital $500
• ER visit Co-Pay $50 (waived if admitted thru ER)
• Wellness Benefit – $750 benefit/PPO Provider/100% paid for any routine wellness exam – CHS will reimburse the $25 Office Visit Co-Pay/Person(s) covered on plan per year. (Must use a PPO provider, Does not go toward deductible amount. Additional wellness charges to deductible and coinsurance.)
• Prescription Medication – Generic $8 per prescription, Brand Name $30 per prescription, Preferred $60 per prescription
• 90-day Mail Order Maintenance Medication – 2X the above Co-Pay

• American Fidelity – Gap Plan – Hospital Benefit – $1500 per occurrence, Out-Patient Benefit – $200 per occurrence, Office Visit – $25 (max of 5 per family per year)
• AFLAC – Accident Expense Plus, Hospital Intensive Care Insurance, Cancer Protector Plan, Personal Short-Term Disability, Life Assurance, Dental Insurance, Personal Recovery Plus

• Choice of Plan – Pro 1 Coverage or Pro 3 Coverage
• Your choice of dentist
• $50 Deductible
• Maximum Benefit – $1000 per person, per policy year – May 1st. to April 30th.
• Pro 1 Coverage – Preventive 100%, Restorative 80%
• Pro 3 Coverage – Add Major Work to Pro 1 package. 10% 1st year, 25% 2nd year, 50% 3rd year
• Vision Plan – A discount plan under which you receive discounts off normal retail prices charged by participating providers.
• 100% of monthly premium cost paid by the employee.

• This is a voluntary plan, which allows eligible employees to begin a payroll-deducted savings account through Bothwell Regional Health Center’s Employee Credit Union. Enrollment may occur at any time.

1. CHS Insurance Premiums – We will automatically pre-tax your insurance premiums unless otherwise noted.
2. Unreimbursed Medical Expenses – (Any out-of-pocket expenses for medical care) – Maximum of $3000.
3. Dependent Care Expenses – (Out-of-pocket expenses for dependant care) – Maximum of $5000.

• For Full Time Employees sick leave is accrued monthly at the rate of 8 hours per month up to a maximum balance of 240 hours.
• For Part Time III employees sick leave is accrued monthly at the rate of 6 hours per month up to a maximum balance of 180 hours.
• For Part Time II employees sick leave is accrued monthly at the rate of 4 hours per month up to a maximum balance of 120 hours.

• Full time employees are eligible for 1 personal leave day per calendar year after 96 hours of sick leave time have been accrued.
• Part time III employees are eligible for 1 personal leave day per calendar year after 72 hours of sick leave time have been accrued.
• Part time II employees are eligible for 1 personal leave day per calendar year after 48 hours of sick leave time have been accrued.

• Eligible employees receive 11 paid holidays per year. They are New Year’s Day, Martin Luther King Jr. Day, President’s Day, Good Friday, Memorial Day, Fourth of July, Labor Day, Thanksgiving, Day after Thanksgiving, Christmas Eve, and Christmas Day.

• Employees are provided with comprehensive workers’ compensation insurance.